Which form of non-cash tender is NOT allowed to be posted to an inmate's account?

A certified personal check is not allowed to be posted to an inmate's account because it is not a guaranteed form of payment. Unlike money orders, cashier’s checks, and electronic transfers, a certified personal check relies on the account holder’s funds and could potentially bounce if there are insufficient funds at the time of deposit. This lack of guaranteed funds makes it a risky option for processing payments into an inmate’s account, as it could lead to complications and inconsistencies in the account balance.

In contrast, money orders and cashier’s checks are considered secure forms of payment since they are prepaid and backed by the issuing financial institution, ensuring that the funds are available. Email transfers can also be processed securely and directly through banking systems, providing assurance of payment. The use of the certified personal check in a correctional facility context is typically avoided to maintain financial stability in the inmate accounts.